Built for the industries reshaping finance
Latin America's financial sector is moving faster than its regulatory frameworks. We help the companies at the frontier — payments, crypto, banking, lending, capital markets, and regulated entertainment — navigate the gap.
Industry Coverage
Seven verticals, one integrated practice
Select a sector to see the specific challenges it faces in Latin America and how Divergint helps navigate them.
Payments & Payment Infrastructure
Connecting money across Latin America's fragmented rails
PSPs, acquirers, payment processors, and open banking platforms face Latin America's most complex infrastructure challenges — fragmented banking relationships, multiple regulatory regimes, and rapidly evolving payment rails that differ country by country.
ExploreCrypto & Digital Assets
Operating legally in Latin America's evolving digital asset landscape
Exchanges, VASPs, stablecoin issuers, OTC desks, and token platforms operating in LatAm face regulatory frameworks that are still being written — and banking systems that are still deciding how to engage. Getting structuring right from day one determines whether you operate, scale, or stall.
ExploreBanking & Neobanking
Building digital banking in markets where the rules are still forming
Digital-first banks and challenger banks entering LatAm must navigate SFC licensing, open banking frameworks, instant payment rail connectivity, and AML obligations — all while moving fast enough to beat well-capitalized incumbents.
ExploreConsumer & Embedded Finance
Scaling financial products built into the consumer experience
Consumer lending platforms, BNPL providers, expense management companies, and embedded finance products face unique LatAm regulatory challenges around licensing, credit regulation, corporate spending, and customer onboarding — often without in-house LatAm regulatory expertise.
ExploreVenture Capital & Private Investment
Deploying capital and structuring deals across the LatAm ecosystem
Venture capital funds, growth equity investors, and private equity firms investing in LatAm fintech need counsel that understands both the deal mechanics and the regulatory environment their portfolio companies operate in — from SAFE instruments to cross-border holding structures.
ExploreOnline Gaming & Regulated Entertainment
Operating compliant gaming and entertainment businesses in LatAm
Online gaming operators, sports betting platforms, and regulated entertainment businesses face a unique combination of sector-specific licensing, financial regulation, AML obligations, and payment processing challenges in Latin America — particularly in Colombia's mature but demanding Coljuegos framework.
ExploreCapital and Securities Markets
Structuring and operating in Colombia's exchange-traded markets
Commodity trading firms, brokers, agri-finance platforms, and capital markets participants operating in or around Colombia's regulated exchange infrastructure face a distinctive regulatory and structural environment — one that combines Superfinanciera oversight, BMC and BVC frameworks, and complex structured finance vehicles rarely understood by generalist advisors.
ExploreDon't see your sector?
Our advisory practice spans all segments of the LatAm financial services ecosystem. If you're operating in the region and navigating regulatory, structural, or commercial complexity — let's talk.