Divergint
Industry

Crypto & Digital Assets

Operating legally in Latin America's evolving digital asset landscape

Exchanges, VASPs, stablecoin issuers, OTC desks, and token platforms operating in LatAm face regulatory frameworks that are still being written — and banking systems that are still deciding how to engage. Getting structuring right from day one determines whether you operate, scale, or stall.

Industries/Crypto & Digital Assets
crypto

Key Challenges in LatAm

  • Defining the regulatory perimeter without over-licensing
  • Obtaining or maintaining banking access for crypto operations
  • Designing tax-efficient corporate structures (mandate/agency frameworks)
  • Complying with UIAF virtual asset reporting (Reporte 75) and FATF travel rule
  • Managing cross-border flows between Colombia, Mexico, Bermuda, and beyond
  • Navigating stablecoin issuance, token classification, and crypto tax obligations
Industry

Crypto & Digital Assets

Operating legally in Latin America's evolving digital asset landscape

How We Help

01
Regulatory Classification
Determine whether your model is regulated as a VASP, payment service, or falls outside the perimeter — with formal legal opinion to present to banking partners.
02
Structural Design
Structure Colombian entities using mandate/agency frameworks, issuer/distributor separation, and cross-border holding structures to minimize tax and invoicing exposure.
03
AML/CFT for Virtual Assets
Design UIAF Reporte 75 procedures, travel rule compliance, and crypto-client onboarding protocols aligned to FATF standards and local SFC expectations.
04
Multi-Jurisdiction Structuring
Coordinate Colombia–Mexico–Bermuda structures, BMA DABA license applications, and multi-country regulatory surveys for VC and investor audiences.
Work With Us

Operating in this space?
Let's talk.

We work with companies navigating crypto & digital assets in Latin America at every stage — from initial market entry to ongoing regulatory compliance.